Insurance Company

[micheal0484]

What insurance company do you have?

And what is you total policy amount?

Mine is $1200.00 every six months with Geico.

23, Full coverage with $1000 deductibles. :charlie2:

[wreckwriter]

I have 3 cars with Geico for less than that. Yea, I'm 50.

[Monty]

HighPoint. 2 cars $700 every 6 months and I'm 44.

[Mav]

What insurance company do you have?

And what is you total policy amount?

Mine is $1200.00 every six months with Geico. I am 23..

holy crap.

27 here, and I pay $588 every 6 months w/ Allstate.

[G8+6=fun]

Under 25 is a killer on Insurance...If you got points then it really gets bad. $1200.00 every 6 months with no tickets is about right. If your on someone else policy then it is different such has your parents or so forth. I am over 50 no points 3 cars with collision 2 with just liability cost me around 800.00 every 6 months but it goes down each year for collision on the 3 because of the years..A

[chipman283]

08 G6 (wifes car) 09 G8 GT, $500 deductable, $600 six months both age 34. Pekin ins.

[Devilish34]

Allstate G8 and a Lexus RX400 hmm 1900 a year $500 deduct......I think

[beach]

The '09 GT is the 4th car I've had insured through Geico and at 23 too, $500 deductibles, and a clean record, I just paid around $852 for my latest 6 months starting about a week ago. This is also in Delaware, as the locale also makes a difference.

[ubermedic]

09 G8 GT and an 06 FJ Cruiser $516/6 mo at 37 and 29 (got me a nubile young wife :woohoo:)

oh yeah, carrier is usaa

[-Ray-]

State Farm. $276 each 6 months. $250 deductable.

[catalina421]

$616 for 6 months, just turned 26 $250 deductable carrier is also usaa. I opted for a bit more coverage on the bodily injury, insurance aginst uninsured driver etc...

[GT-610]

Allstate
400/ 6mo
36 years old
FULL coverage

[SilvaChris1]

State Farm. 26 years old and married. Full coverage, $500 dollar deductable, and my 2008 G8 GT is $86 per month. The 04 Grand Prix GT is $77, and my GSXR750 is $43 a month.

[Night Train]

21st Century, 250/500/100 $500 deductible. $900 every six months. I think.

[Panzer Leader]

Usaa

[GeoffA]

Allstate, 3 cars just under 1500 a year, I'm 31.

[Culedood47]

I have both of mine insured with Geico, and my premium is $320/6mo...albeit with a $1000 deductible.

I'm 23 and unmarried. When I moved from Chicago to Madison, my rates decreased over 50%. The location has a ton to do with the rates as well.

[JoeSyko]

Wawanesa w/ full coverage
$500 deductible
$429 per year for the G8
I'm 39 and no longer married.

[minytrker]

30yrs old $424/6monthes 09 G8GT $409/6months 03 CC Dually Have way over state mins and have $1000 duc

USAA

[jrc1122]

USAA
30 years old
1 accident at fault accident that is about to fall off.

car used for work purposes (higher)
32K miles a year (higher)
about double the state minimum coverage
Full coverage, towing, rental, etc..
$ 500 deductible


I pay $743 every 6 months
(for this vehicle)

[bubblyjock]

$750 Every 6 months for the G8, $500 deductible through Farm Bureau I am 23

[bjhayes]

3 cars with Texas Farm Bureau.. $850 every 6 months.. full coverage
And that's with a 16 year old son on the policy as well

oh yeah.. i'm 41, married, and have everything (home, life, car) covered thru Farm Bureau.

[MGMG8GT]

25, married - Progressive - $616 every 6 months for my G8 GT and my wifes 2002 Maxima.

[polo]

27, married, Farmer's insurance. $600/ 6 months for mine, and the wife's 2007 Camry

[antonio31]

after reading what everyone paying for insurance, I decide to call up USAA and now i only pay $600 for 6 months and just cancelled with liberty mutual who charged me $834 for 6 months its good to read these posts. extra cash to do minor mods now.

[The Dark Knight]

Traveller's. $133/month (3 cars). $500 deductible...22.

[powershiftlol]

StateFarm... 1400 every six months... :hang::hang::hang:

[gearhead455]

AAA ins. 09'G8 GT full coverage,97'Jeep Gran Cherokee no collision.

$500ded.

$350 6 month policy.


AAA ins. is the cheapest out there,IMO

[jeffs42885]

1370/year for my 09 GT full coverage 100.00 deductible, no collision just liability on my 98 grand prix GTP.

[El.Diablos.G8]

25 yrs old and married to a 24 yr old. Full Coverage on both cars above min with 500 deduct.

2009 G8 GT
$310.83 for 6/months which is $51.81/month

2008 Lancer ES
$228.22 6/months which is $38.04/month

All through USAA

[UGotSmkd]

Allstate $432 for first 6 months I had the G8 and $492 for the last six months (currently) of this year. Full coverage.

[1PHATG8]

$458/6 mon. 33 $500 ded. married

[TonyKarter]

My insurance company does not consider the G8GT a performance car, so no upcharge!

Here's the limits I have...TWENTY times greater than required by the state: 500,000/1,000,000/500,000 Liability, 100,000/300,000/50,000 Uninsured/Underinsured motorist, $5000 PIP, Deductibles: $250 Comp, $500 Collision $75 towing with Emergency Roadside Assistance.

$317.94 PER SIX MONTHS and that is with my daughters at fault accident that paid out $123,617! TOTAL POLICY PREMIUM FOR SIX MONTHS IS $569.50...THREE CARS.

53, married, multi-car discount, auto/home discount, excellent credit rating, all of which you need to have to get your best rate.

In Texas I represent sixteen auto insurance companies and twelve homeowner companies. I am an independent insurance agent and I am married to none of them...they all pay me the same commission rate. I DON'T GET A SPECIAL RATE BECAUSE I'M AM AGENT. I GET THE RATE YOU GET. Email me a copy of your dec pages and some contact info and I'll see if I can save you Texas folks some money. That is the purpose of this thread, right...to save some money?

[AliG8r]

Wow... rates must vary a ton by location!

Esurance
33 and 29 yrs old - married
$500 ded. gap and full coverage
'07 GMC Sierra 4x4 and '09 G8 GT
$1328/6 mo.
Only 1 ticket left on record for me (Yay me!), none for him.

I called around a few months ago to check rates and was quoted $1892/6 mo. by Progressive. Ugh.

[Pugaracer]

I wish I had not read this post.....I need to shop around now.....

2,025/6 months
25 single male
'08 G8 GT
'83 VW Rabbit
2 Tickets
w/ awesome credit

[MGMG8GT]

My insurance company does not consider the G8GT a performance car, so no upcharge!

Here's the limits I have...TWENTY times greater than required by the state: 500,000/1,000,000/500,000 Liability, 100,000/300,000/50,000 Uninsured/Underinsured motorist, $5000 PIP, Deductibles: $250 Comp, $500 Collision $75 towing with Emergency Roadside Assistance.

$317.94 PER SIX MONTHS and that is with my daughters at fault accident that paid out $123,617! TOTAL POLICY PREMIUM FOR SIX MONTHS IS $569.50...THREE CARS.

53, married, multi-car discoount, auto/home discount, excellent credit rating, all of which you need to have to get your best rate.

In Texas I represent sixteen auto insurance companies and twelve homeowner companies. I am an independent insurance agent and I am married to none of them...they all pay me the same commission rate. I DON'T GET A SPECIAL RATE BECAUSE I'M AM AGENT. I GET THE RATE YOU GET. Email me a copy of your dec pages and some contact info and I'll see if I can save you Texas folks some money. That is the purpose of this thread, right...to save some money?

Tony,

I am sending you a PM with my information. Thanks.

[micheal0484]

Wow, I forgot about this thread. I need to start shopping around again. Thanks for all the input guys. So we need to make a list of lowest rates so we can have more for modding

[ashaal]

24 Male, Single, Accident Free, Car insurance bundled with my Home Insurance

Liability Coverage
Bodily Injury Limits
Each Person - $100,000
Each Accident - $300,000
Property Damage Limit
Each Accident - $100,000

Medical Payments Coverage
Limit - Each Person - $5,000

Comprehensive Coverage - $500 Deductible

Collision Coverage - $500 Deductible

Car Rental and Travel Expenses Coverage
Limit - Car Rental Expense
Each Day - $25
Each Loss - $600

Uninsured Motor Vehicle Coverage
Bodily Injury Limits
Each Person - $100,000
Each Accident - $300,000
Property Damage Limit
Each Accident - $10,000

Underinsured Motor Vehicle Coverage
Bodily Injury Limits
Each Person, Each Accident
$100,000 $300,000

Total Premium For Vehicle 1
$680.52 / 6 months

[Superdave]

holy crap.

27 here, and I pay $588 every 6 months w/ Allstate.

That's exactly what I was paying but now with State Farm it's only $480. I save almost $500 bucks a year by switching to them to insure two cars. The main reason I switched is because I got screwed on the 5% hurricane deductible. SF only requires a 2%. I wished I would have switched a long time ago!

[Struggle]

$562 per year for the G8 and $325 per year for a 2002 Chrysler Town & Country.

[txcntryboi23]

I pay 160 A month with progressive, Alittle steep but I just totaled a Crown Vic on the same policy, My deductible is 1000.00. Thank god for gap insurance! Im 27btw

[rmcrom]

Mine is $675.00 every six months with State Farm.

22, Full coverage with $1000 deductibles.

[POPSG8GT]

I have State Farm. With 57 Chevy, 59 Dodge D-100 Panel, 04 Chevy SSR, plus our 09 G8 GT. $847.00 for 6-months.

[markpetersonii]

this was very helpful! I am currently shopping around and this was awesome to read!!

[09PBM]

Farmers. 2005 CC silverado and the G8 GT. I have full coverage on both plus rental car and my bedliner is insured. $150/month and $500 deductable.

[jeffs42885]

I switched to Erie a few weeks ago.

109/month.

09 G8 GT Full EVERYTHING Coverage, 100 comp deduct, 500 coll..
98 GTP, Liability.

[ballhawkdawk]

I'm 23. Pay $950/6 months on a TrailBlazer SS. The G8 GT quote was $1050. Full coverage, $500 deductible, Geico. I had a 97 MPH ticket in a 55 MPH zone on my bike 4 or 5 years ago and a recent accident. I'm happy with anything below $200 a month. I was paying over $250 not too long ago.

[616 of 933]

09 G8 GT and an 06 FJ Cruiser $516/6 mo at 37 and 29 (got me a nubile young wife :woohoo:)

oh yeah, carrier is usaa

USAA dont really count for everyone LOL I am paying 800 for 6 mos here in IL my 07 Hyundai Accent SE 2 door hatch is more than my G8 GT with USAA.

[MitsukiGT]

How are you guys getting such low rates? I pay $1900 every 6 months for 2 vehicles (2009 G8 GT, 2007 Sierra). No tickets, claims or accidents. I just got my recent bill yesterday and remembered this thread. I had to come back to see if I was reading correctly.

I tried Geico and they wanted $2276 for the same policy I have now.

So what is the secret to these low rates? Am I reading this right? I see many say for less than $600 for "6" months.

The more I read this thread the more I cry.

[MitsukiGT]

I'm 23. Pay $950/6 months on a TrailBlazer SS. The G8 GT quote was $1050. Full coverage, $500 deductible, Geico. I had a 97 MPH ticket in a 55 MPH zone on my bike 4 or 5 years ago and a recent accident. I'm happy with anything below $200 a month. I was paying over $250 not too long ago.

You are using Geico? You are paying $200 a month for both the TB and G8? You have a ticket and accident with that low rate? Damn, I'm about to call Geico back and ask wtf?

[polo]

How are you guys getting such low rates? I pay $1900 every 6 months for 2 vehicles (2009 G8 GT, 2007 Sierra). No tickets, claims or accidents. I just got my recent bill yesterday and remembered this thread. I had to come back to see if I was reading correctly.

I tried Geico and they wanted $2276 for the same policy I have now.

So what is the secret to these low rates? Am I reading this right? I see many say for less than $600 for "6" months.

The more I read this thread the more I cry.

You are getting ripped off!

Call around, and I'm sure you'll find MUCH cheaper rates. I had the best luck with Farmers. Give them a shot!

[MitsukiGT]

You are getting ripped off!

Call around, and I'm sure you'll find MUCH cheaper rates. I had the best luck with Farmers. Give them a shot!


Well I thought so too, but my current plan looks like a bargain compared to Geico. I'll call around more tonight.

[ballhawkdawk]

You are using Geico? You are paying $200 a month for both the TB and G8? You have a ticket and accident with that low rate? Damn, I'm about to call Geico back and ask wtf?

No no.. I don't own a G8 yet LOL. I pay 950/6 months for the TBSS. If/when I switch to a G8 GT it will be 1050/6 months. The ticket probably has little significance anymore. I was surprised how little effect the accident had though.

[ballhawkdawk]

Well I thought so too, but my current plan looks like a bargain compared to Geico. I'll call around more tonight.

I've found that it all depends on your situation. I'm no expert, but in my experience, Progressive is very good for people who have recent tickets or anything else. When I bought my Trans Am a year after that speeding ticket, they insured me for like 250 a month when no one else would insure me for under 400 a month.

Geico hooks it up with the TBSS because they don't distinguish between a TBSS and a regular TB. It all depends on which company you go with. When I checked rates for a WRX/STi/impreza, they have rates for each of the three. For an Evo though, it's just listed as lancer for all of them... similar to how my TrailBlazer is. Other companies I checked distinguished between the TBSS and TB. It's really all just a matter of your situation. Shop around. There are sites that offer quotes from multiple insurance companies.

[John Wilson]

Statefarm...$400.00 every 6 months...$200.00 deduct. JW

[micheal0484]

Insurance blows, there seems to be very little linked to the actual owner of the car.

[yllwjckt07]

~600 per 6 months , allstate, also should go down as i just turned 25

[barr1340]

Geico $975 every 6 months 2 09 G8 GT and 05 Grand Prix GTP 30 y old Location Location Location Michigan has No Fault Big $$$$$$$$$$$$$$$

[Slizzo]

What insurance company do you have?

And what is you total policy amount?

Mine is $1200.00 every six months with Geico.

23, Full coverage with $1000 deductibles. :charlie2:

27, Geico, 6mo premium is ~$550, 100k/300k bodily injury, 100k property, 100k/300k uninsured/underinsured, $500 comp, $500 collision.


This is what they quoted and I bought when I got the vehicle in May 2008.

[09-G8-GT]

23, AAA full coverage, GAP, 1000 deductible, 110 a month, multi car discount, and I drive a company truck so no technically a daily driver.

[616 of 933]

Well I called to update my policy the other day and it went down again Got rid of the wifes Hyundai for a Impreza NON TURBO and for 6 mos its one 650ish and also switch the policy to IL from VA.

[medicff0879]

Guess im getting relatively screwed by Allstate!! Paying $714 every 6 months with $1000 deductibles and im 30. Also found out those shitbags dont give any discount for reaching 30 so Ill be telling there where to shove it when I get back from Afghanistan!! Of course, im getting married in December and that combined with multi car discount should bring me down quite a bit. Going with State Farm when we combine.

[JMS]

21st Century
$1744/6 mos
3 cars (09 G8 GT, 08 Mazda 3, 06 Silverado 3500 dually)
3 drivers (ages 42, 41 & 23)
Full coverage (100,000/300,000/100,000)
$500 comp/1000 collision deductibles
no tickets/no accidents

I just shopped all companies and no one could beat 21st Century for my situation.
USAA wanted $800/6 mos more! Insane!

[Old Cop]

SafeCo, it's cheap and I'm too lazy to look at the cost at this minute. Old fart, no accidents etc....


In reply to 616 of 933's signature.

Go Navy beat Notre Dame!