GXP Payments?

[TheOneandOnly2123]

hey guys im new to this site ive been interested on getting a g8, leaning towards a GXP, but im curious to know how much it would be a month. if its too much ill just go towards a GT. Thanks guys.

[Blackdevil77]

lease? Finance? Over how much time?

[Blackdevil77]

oh and WELCOME!

[TheOneandOnly2123]

i prefer finance but im listening to anything

[r33pwrd]

how much down? hows your credit? term?

[foreosu]

There are several simple loan calculators out on the web. Just type in "monthly car payment calculator" into Google and there are millions to choose.

To BUY: My guess is that, with no money down, you're going to look at ~$700-800 per month. A lot depends on if you put any money down, if you have a trade in, and what kind of interest rate you get.

[jeppsG8]

They are offering a 0% for 36, 48, or 60 months in some regions. So if you can get it for $38k (good luck), finance the whole thing with sales tax, reg, lic, etc. you are looking at about $700 per month. GT will cost you about $590-$600.

[TheOneandOnly2123]

im thinking a 60 month term, maybe like 4000 down, maybe a little more like 5 or 6000.

[foreosu]

Here ya go my friend. Have at it. And good luck getting the car.

http://www.bankrate.com/brm/auto-loan-calculator.asp

[SRG963]

I've found the GM calculator to be very accurate
http://www.gmacfintools.com/fintools/pe/SelectVehicle.do?cntrycd=US&langcd=EN&websiteid=GMFS

[TheOneandOnly2123]

ok it seems that the gxp might be too much, atleast for financing, any estimates on leasing a gxp? how much a month?

[TheOneandOnly2123]

and how much do you guys pay for your GT's?

[SRG963]

I've found the GM calculator to be very accurate
http://www.gmacfintools.com/fintools/pe/SelectVehicle.do?cntrycd=US&langcd=EN&websiteid=GMFS

Lease or Finance, This is very accurate :)

ROFL I can't get the lease part to show up.

[foreosu]

I put zero down on my GT last April and I pay $572 per month (premium package) for a 60 month purchase. I think the out the door price for me was like $29950 after all rebates and incentives. My interest rate is about 4.5%.

[SRG963]

$660 for a 30 month SmartLease, although it doesn't appear to be very smart :(

I did have them detail it and all that good stuff, plus it's fully loaded, very rare color :)

I just did the calculations, and I could buy a GXP in less than 5 years for the same payment:(
Time for a couple beers:drunk::drunk2:

[TheOneandOnly2123]

any chance you guys think i can get a gt for lyk 400 a month financing with lyk 5000 down for 60 months? or am i asking for too much lol. i really want the gxp but i i dnt think i can afford it, unless i am blessed with an amazing deal

[SRG963]

any chance you guys think i can get a gt for lyk 400 a month financing with lyk 5000 down for 60 months? or am i asking for too much lol. i really want the gxp but i i dnt think i can afford it, unless i am blessed with an amazing deal

Use the calculator and find out!

What's your ZIP and I'll do it for ya:) lol

[SRG963]

If you get the GT for less than 29k total, and put down 5k, you will be looking at $400 or less.

29000-5000=24000/60=400

[r33pwrd]

leasing an american car is usually not a less expensive option as they loose value so fast.

[TheOneandOnly2123]

anybody got a lease calculator?

[SRG963]

leasing an american car is usually not a less expensive option as they loose value so fast.

I totally agree,

At the time, I was comparing my lease to finance options, and they were dead nuts equal. Lease Payments+Payoff=Total Financed over 5 years. I knew I wanted the GXP ASAP and now it's a waiting game :)

It's still less than my Cadillac lease was :)

[TheOneandOnly2123]

well im waitin on a second job first so i got time to decide what to do

[SRG963]

To the OP, when you arrive at the dealership, tell them you want payments of $350, then work them down from what they come with.

[TheOneandOnly2123]

yea im hopin they will work wit me, gm is doin horrible anyway so they want to get rid of these things, im hopin to get it under 28k but i doubt it.

[SRG963]

yea im hopin they will work wit me, gm is doin horrible anyway so they want to get rid of these things, im hopin to get it under 28k but i doubt it.

and with your 5k down, you looking at less than $400 a month :woohoo:

[Slizzo]

Yeah, here's how my deal went:

39mo lease, 15k/yr.
MSRP of $31,345, got it for GMS price of $29,086 (step-mother's father worked for GM for ~25yrs.)
$500 loyalty cash (lease, traded in my old GP GTP)
$2,700 trade in on '99 GTP
$2,000 down

Monthly payments of $397

My interest rate may be a little high, but it's under the ~$400 I was looking for.

[GTPprix]

I did some crunching yesterday, GMS on a manual loaded with the dealer cash but no rebates (0%) comes out to $647 a month on a 60 month buy. Not quite as bad as I was thinking.

[johnh]

Better save your money for a bigger garage Chris....

[steined]

Not trying to be a prick at all. This is in general, but when will America get out of the "How much a month" mentality? Ever? You should look at total cost too.

[r33pwrd]

Not trying to be a prick at all. This is in general, but when will America get out of the "How much a month" mentality? Ever? You should look at total cost too.

well most people are more concerned about month price over full price... Ever notice car salesman ask "how much can you afford a month"

When Ever I look at a car first thing out of my mouth is "I only care about 2 things... interest rate and sale price of car" the monthly payment is nothing more than a reflection of those two things.

[99-LS1-SS]

Mine is around $520 per month for 5 years.

[MoonPie]

Mine is around $520 per month for 5 years.

Damn, I'm at $613 with everything in it plus the extra Got your Ass Payments...

[GTPprix]

Better save your money for a bigger garage Chris....

Eh... TOO LATE.

http://i381.photobucket.com/albums/oo257/gtpprix/oops.jpg

[johnh]

The GXP looks so good in that color....

[Eidolon]

The GXP looks so good in that color....
As I hoped it would...

Man, but it bums me out that you can't get the onyx/red interior with that color. :(

[GTPprix]

As I hoped it would...

Man, but it bums me out that you can't get the onyx/red interior with that color. :(

Honestly the bright red interior in this color would look pretty silly IMHO if you see one in person you may agree :)

[johnh]

Honestly the bright red interior in this color would look pretty silly IMHO if you see one in person you may agree

Yeah but to me my interior looks darker than my Liquid Red, yet still lighter than SRM.

I still think they should have done a couple of different interiors like they did with the GTO.

Man you guys have some high payments...I could trade in the GT right now and get payments around 575-600. Of course GMS helps. Of course the difference can be spent on GT mods....

[Eidolon]

Honestly the bright red interior in this color would look pretty silly IMHO if you see one in person you may agree :)
Yeah, unfortunately true. But I'd like to avoid the all-black interior for one reason: summer sun on all-black seats = toasty buns.

It's for the interior color combo that I'll likely not end up picking the SRM color for my eventual GXP. That, and I think I want a slightly more "aggressive" color. Seeing one in person may still sway me, though.

Also, GTPrix, you can settle the argument! Since the red/black interior is simply not available in your car, what do the gauges in your car look like?

[GTPprix]

Yeah, unfortunately true. But I'd like to avoid the all-black interior for one reason: summer sun on all-black seats = toasty buns.

It's for the interior color combo that I'll likely not end up picking the SRM color for my eventual GXP. That, and I think I want a slightly more "aggressive" color. Seeing one in person may still sway me, though.

Also, GTPrix, you can settle the argument! Since the red/black interior is simply not available in your car, what do the gauges in your car look like?


I wouldnt have minded dark red or silver inserts :( My cluster is the same as the GT just with a GXP logo IE no red rings.