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View Full Version : It's a great time to re-finance your G8!



SRG963
01-20-2012, 01:05 PM
Just got 3.5% APR for a 5 year term at my local credit union.

WickedMom
01-20-2012, 01:35 PM
I already have 1.9% :P

wnt2gofst
01-20-2012, 02:53 PM
I already have 1.9% :P

Oh go a head and brag..I have 2.9 on both mine.

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firstdue
01-20-2012, 04:25 PM
Got 0% from the dealer on a 6yr loan when I bought mine. :-)

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hartigan85
01-20-2012, 05:12 PM
Can't beat 0% so guess I will stick with what I've got. Makes me smile every time I pay the car payment knowing that every penny goes to principal. :)

JonnyG2132
01-20-2012, 05:16 PM
Damn. I have 5 and I thought that was good ..

GeoffA
01-20-2012, 05:22 PM
:woohoo: for the Zero Crew!

I just wish I could role all my debt into this 0% car

Rawyzf
01-21-2012, 04:42 AM
0% here too on the G8 and CX9 :)

SRG963
01-21-2012, 04:59 AM
Mine started off as a lease....would have been sweet to have 0%!
http://i218.photobucket.com/albums/cc249/jayjohnsons/napolean_lucky.jpg

MoonPie
01-21-2012, 12:20 PM
Got 0% from the dealer on a 6yr loan when I bought mine. :-)

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Yeppers, O%, NADA blue book has it twice than what I owe on it.

TonyKarter
01-23-2012, 10:20 AM
Yep, refinanced 12.4K from 4.25 to 3.0% for 48 months just last week. I couldn't get 0 or 1.9 on mine from GM. I bent them over on the price, took the incentive money rather than the 0%, $24,929 +TTL in Jan 2009. NADA says its worth $24,705 retail. Three years later. WTF?

When your credit union loans you $12,400 for 48 month and is only going to make $781 interest on you, NO WONDER they are coming up with all these new banking fees to make a buck.

Somebody give me $24.7K and its yours...

XplicitPerformance
01-23-2012, 10:52 AM
I already have 1.9% :P


I got my wifes at 2.9% only to have my credit union up the ante and offer 1.9% 2 months later = FAIL :(

edfiero
01-24-2012, 06:14 AM
Yep, refinanced 12.4K from 4.25 to 3.0% for 48 months just last week....

Ouch! Call me old school, but I can't see making payments for 4 more years on a car that is already 3+ years old.

IcePickFreak
01-25-2012, 01:05 PM
Got 0% 5 year on mine as well, just about to hit the 3 year mark with it (March 12th). Unfortunately, the current job situation and therefore money situation aren't what they were 3 years ago so my G8 is on it's way out. :(

jzpiano
01-25-2012, 03:51 PM
I'm in the 5 yr 0% crew. They offered 6 yr about 3 days after I bought mine. Either way great deal, but I hate paying over that long on a car.

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MongosG8
01-25-2012, 09:07 PM
Also received 0% with the rebate when purchased.. I have a buddy who just refinanced his for 1.9% for 36 months. So there is good deals on financing out there for anyone who needs it.

TonyKarter
02-04-2012, 01:49 PM
Ouch! Call me old school, but I can't see making payments for 4 more years on a car that is already 3+ years old.

Me either. The reality is that I have two daughters between the ages of 18 and 22. When they are finished with me, I'm lucky to own anything.

BigRed585Lbs
02-04-2012, 02:31 PM
Paid cash.
Old retired farts rule.